This item is for guidance purposes only. It is not a projection and should not be treated as such.

The figure provided is an example only and not guaranteed. What you will get back depends on how your investment grows and on the tax treatment of the investment. You could get back more or less than this.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

St. James's Place plc can accept no responsibility for any loss which may occur as a result of reliance on this information. It is based on our understanding of current legislation and HMRC practice. It does not constitute legal or taxation advice.

This is based upon expected growth rate of the investments, inflation and management fees which have been input.